Bsf 26 Aug - Genesis 29-31
Posted in on byJesus Makes All Things New- New Creation Church 26 Aug 13
Posted in on byLee Kwang Soo in Singapore 2013 -August 17
Posted in on byYet, he had star-struck fans roaring with laughter and screaming for more.
Lee kicked off his first-ever overseas solo fan meeting in Singapore on Saturday at Resorts World Sentosa’s Festive Grand Theatre.
The predominantly-female audience, comprising teenagers and young adults, screamed and waved enthusiastically as he appeared on stage crooning TVXQ’s “Hug”.
Lee, who later confessed unabashedly to being extremely nervous, giggled during the song and went off-key several times.
But that didn’t dent fans’ adoration for him. Instead, the screams rose to fever pitch to cheer him on.
Later, the 28-year-old had another bumpy start to his rendition of “Because It’s You”, forgetting the first verse of the song.
Of course, the fans didn’t mind his bloopers, chanting “it’s okay” in Korean as he giggled shyly.
Despite the hiccups, Lee didn’t disappoint in keeping the audience entertained.
Lee brought his kooky on-screen persona in South Korean variety show “Running Man” to the fan meeting, showcasing his signature silly dance moves and poses, which got the audience in stitches.
“Running Man”, which debuted in 2010 in South Korea, has gained a large following across the region. In the show, regular cast members and guests compete in various missions.
Fans also got a surprise as a clip featuring the rest of the “Running Man” cast and Lee’s celebrity pals was screened.
The cast, consisting of Kim Jong-kook, Haha, Song Ji-hyo, Gary, Ji Suk-jin and Yoo Jae-suk, offered words of encouragement for Lee and greetings for fans in Singapore in the short but heartwarming video.
Actors Jo In-sung, Lee Dong-wook, Kim Beom and Song Joong-ki also appeared in the video to cheer Lee on.
Lee ended the show with yet another surprise, hopping off the stage to get closer to fans as he sang “I Believe”, the soundtrack from the box office hit “My Sassy Girl”.
Rising star, but still grounded
Lee gave less-than-stellar vocal performances, but he redeemed himself with self-deprecating humour and a down-to-earth persona.
Throughout the evening, he thanked fans repeatedly for their support.
He also appeared to be overwhelmed by fans’ enthusiasm, exclaiming “I’m so nervous!” several times during the fan meeting.
In addition, Lee provided top-notch fan service, giving more than the usual autographs and photo opportunities.
He gamely obliged fans’ requests for more, such as a kiss on the forehead and a piggyback ride.
There is definitely room for improvement, but Lee’s humility and humour still left a lasting and endearing impression.
- CNA/xq
Tell The World - Rap by Lecrae
Posted in Christ, Christian, Glory, god, grace, jesus, Love, music, rap, song on byLyrics from <a href="http://www.elyrics.net">eLyrics.net</a>
Jesus at the Centre of it all - Hillsong Praise and Worship song
Posted in 2013, abundance, chords, Christian, Christianity, church, fulfilling, god, Gospel, Graces, gratitude, guitar, Hillsong, jesus, knowledge, Learn, Life, meaning, Weekend, Worship on byNothing else matters. I don't have to worry about how others see me, about their judgement, about their demands. All it matters is who I am in God's eyes, in Jesus's eyes. And i'm spotless lamb like Jesus to God! Beautiful and innocent. Special, youthful and fragrant. Amen!
Chords are from this site. It also shows the tabs.
http://www.e-chords.com/chords/israel-houghton/jesus-be-the-center
D
A/E D/F#
Jesus at the center of it all
G D Asus4 A
Jesus at the center of it all
G D
From beginning to the end
A Bm A G A
it will always be, it's always been you, Jesus, Jesus
D D/F# G
Nothing else matters
Em D Dsus4 D
Nothing in this world will do
D D/F# G
Jesus you're the center
Em Bm7
everything revolves around you
A D A/E D/F# G
Jesus, you, at the center of it all
D A/E D/F# G
the center of it all
Jesus be the center of my live...
A
From my heart to the heavens
Bm7 D
Jesus be the center
G
It's all about you
A
Yes its all about you
D A/E D/F#
Jesus be the center of your church
G D Asus4 A
Jesus be the center of your church
G D
And every knee will bow
A Bm A G A
And every tongue will confess you Jesus, Jesus
Be blessed. :)
You're My Glory - New Creation Church Singapore
Posted in 2013, Bsf, Cell, Christianity, god, Gospel, Graces, gratitude, halo, Hillsong, Learn, Life, Love, meaning, Singapore, Thankful, Worship on byKEY: E major
Introduction
D Asus A
D/F# G Asus A
Verse 1
My [D] soul is silent and I wait
[A/B] In Your [Bm7] light I see Your loveliness
I [A] lift my [D/F#] hands in [G] worship
I [A] lift my [D/F#] voice to [G] say
Chorus D Major
You’re my [Dsus] glory [D]
You’re my [Asus] glory [A]
You’re my [Dsus/F# - D/F#] glory
And the [G] lifter of my [Asus] head [A]
You’re my [D/F#] glory [G]
You’re my [Asus] glory [A]
You’re my [Dsus/F# - D/F#] glory
And the [G- A] lifter of my [D] head [D-Bsus -- Modulate to E] or [A to Chorus] or [Dsus D Dus to Verse]
Chorus (Emajor)
You’re my [Esus] glory [E]
You’re my [Bsus] glory [B]
You’re my [Esus/G# - E/G#] glory
And the [A] lifter of my [Bsus] head [B]
You’re my [E/G#] glory [A]
You’re my [Bsus] glory [B]
You’re my [Esus/G# - E/G#] glory
And the [A - B] lifter of my [E] head [Esus E Esus to Chorus]
Your [D] presence is my secret place
[A/B] I can hide away [Bm7] to seek your face
[A] Enraptured [D/F#] by your [G] beauty
My [A] heart can [D/F#] only [G] sing
Beautiful song. Always never fail to touch me. I know He is happy when I as happy when i'm at ease.
This song is available for download at iTunes. See other songs in this album: I Sing Hosanna
Lyrics without the chords
My soul is silent and I waitIn Your light I see Your loveliness
I lift my hands in worship
I lift my voice to say
You’re my glory
You’re my glory
You’re my glory
And the lifter of my head
You’re my glory
You’re my glory
You’re my glory
And the lifter of my head
Your presence is my secret place
I can hide away to seek Your face
Enraptured by Your beauty
My heart can only sing
All these are taken from this website.
http://www.my-filing-cabinet.com/lyrics-for-youre-my-glory
Dividend stocks US DOW
Posted in dividends, Dow, earnings, money, stocks, wealth on byStocks of the Dow
Now that we've explained why a company might offer shareholders a high dividend yield, let's take a closer look at the yields of some blue chip stocks. We used a stock screener to pull a list of companies that are members of the Dow Jones Industrials that are paying dividends in excess of 3.50% (November 2012).
Stock Symbol | Company Name | Dividend Yield |
VZ | Verizon Communications | 6.40% |
T | AT&T Inc. | 6.20% |
PFE | Pfizer Inc. | 4.50% |
MRK | Merck & Company | 4.30% |
DD | E.I. du Pont | 4.00% |
CVX | Chevron Corporation | 3.80% |
JNJ | Johnson & Johnson | 3.80% |
If we look at the smaller set of the Dow Jones Utilities, those stocks paying dividends in excess of 3.50% include:
Stock Symbol | Company Name | Dividend Yield |
EXC | Exelon Corporation | 6.95% |
FE | FirstEnergy Corp. | 5.18% |
DUK | Duke Energy Corp | 4.79% |
PEG | Public Service Enterprise Group Inc. | 4.72% |
SO | The Southern Company | 4.50% |
AEP | American Electric Power Co., Inc. | 4.45% |
PCG | PG&E Corporation | 4.44% |
ED | Consolidated Edison, Inc. | 4.34% |
D | Dominion Resources, Inc. | 4.13% |
CNP | CenterPoint Energy, Inc. | 4.10% |
WMB | Williams Companies, Inc. | 3.99% |
NI | NiSource Inc. | 3.94% |
NEE | NextEra Energy, Inc. | 3.51% |
Analyzing the above information reveals that seven of the thirty stocks (23.3%) in the Dow Jones industrials were paying dividends of 3.50% or higher. Of the 15 stocks in the Utility Index, thirteen of these (86.7%) were paying dividends in excess of 3.50%. The theory behind utilities paying relatively high dividends holds true in the data.
Dividends and Taxes
Changes to tax code make the payment of dividends to investors even more attractive. That's because qualified dividends are taxed at a lower rate than ordinary dividends as explained below. This has resulted in even higher payouts from companies already providing investors with good yields.
Read it from here.
http://www.money-zine.com/investing/stocks/dividend-paying-stocks/
Selecting Stocks
Posted in 2013, dividends, Finance, money, notes, stocks, value on byBenjamin Graham Formula
When choosing stocks, the following formula was used to initially screen companies. The intrinsic value was calculated, and then compared with the last price of the stock. Companies were ranked according to their intrinsic value to last price ratio, where intrinsic value was calculated as:
Intrinsic Value = (EPS x (8.5 + 2G) x 4.4) / Y
Where:
- EPS = the company's earnings per share over the last 12 months
- 8.5 = the value Benjamin Graham proposed as the price to earnings ratio for a zero growth company
- G = the company's five year growth rate
- 4.4 = the average yield of AAA rated corporate bonds back in 1962, when the model was initially developed
- Y = the current yield of AAA corporate bonds
In the above example, the value of Y was based on the 20-year composite AAA yield of 2.25%
Earnings per Share
Another important measure of a company's financial strength is their earnings per share. This measure tells the investor how much money a company earned in a given time period, stated in terms of each share of common stock issued. Industry analysts often project earnings per share into the future. This projection is based on guidance they receive from the company they're analyzing. The future earnings of a company are the key to deriving an estimate of a stock's future price.
Excellent Stocks
The last screen involves choosing excellent stocks. This eliminates from consideration companies that sell commodity-type products. It's important to find companies that command a price premium in the marketplace because they have either strong brand recognition and / or loyal customers.
Five Good Stocks
The above stock screening resulted in roughly 370 candidate companies from a universe of around 2,000 stocks. The five good stocks to buy in 2013 were selected because of their strong financial performance and widespread brand recognition.
Five Good Stocks to Buy in 2013
Ticker | Company | Industry |
INTC | Intel Corporation | Semiconductor - Broad Line |
STX | Seagate Technology PLC | Data Storage Devices |
WU | The Western Union Company | Business Services |
TRW | TRW Automotive Holdings Corp. | Auto Parts |
YHOO | Yahoo! Inc. | Internet Information Providers |
Rationale for Stock Picks
All of the above stocks satisfied the requirements of the process, and show strength in the following three areas:
- Excellent Companies: these companies have strong brand recognition, and none sell commodity-type products.
Giving bright kids a head start
Posted in on byThen, in 2004, she fell off the radar, choosing instead to stay at home to mind her five children after childcare arrangements fell apart. Mothering turned out to be her toughest assignment. In local primary and secondary schools, her children were variously diagnosed with autism, executive function disorder, and existential depression. One was suspended from school for almost two years for misbehaviour.
But she stood by them, cooking, cleaning and homeschooling them. Ms Lim also started forging a new identity, melding her three favourite roles: mother, entrepreneur and educator.
With her help, her three elder children qualified for university by age 14. Her fourth child won a place at one of the world's top varsities at 12. Her youngest, now 10, is taking pre-university courses.
For the past year, the 47-year-old entrepreneurship and innovation senior lecturer at the Singapore Management University (SMU) has been a hit online. Her popular websites, on business education, multiple intelligences and teaching technologies, have some 2,000 subscribers each. Her Facebook page has 8,000 followers.
She is now finishing a book on how she tailored her children's education to their strengths. It will be published next year.
Tomorrow, she will launch the online All Gifted High School here with an American partner accredited by the Southern Association of Colleges and Schools. The latter is a recognised regional accrediting body in the United States.
The school is targeted at families who choose to homeschool their kids, from pre-school level upwards. It also offers high school courses for those as young as 10 which lead to US diploma accreditation for early entrance to universities worldwide. Most universities take in exceptional students below 18 on a case-by-case basis.
Right now, school education all over the world is one-size-fits-all. "My experience having five kids is that one size doesn't fit all," she says with her usual economy of words. Education, she believes, should be tailored to each student's ability and interests.
Her courses, priced from $100 a month, are designed for students to move forward at their own pace. This avoids the problems that arise when advanced students disturb others in class when bored, or when slower students feel discouraged when they lag behind, she says.
This is what happened to her children. One was ready for O levels at Primary 3. Another could not read or count at eight. She says she understands that most national education systems are locked into mass models, which do not allow deviations or accelerations. The Ministry of Education allows "grade skipping or subject acceleration" only on a very selective basis. Since 2000, only seven children have skipped a grade level in primary schools.
Good schools here provide university-level courses, but no accreditation. Smart kids, she notes, soon wise up that their effort leads to nought. "Nobody likes being stuck doing the same thing over and over again. The brighter they are, the more repetitions of same material they have to do. Keeping them there kills their interest. They learn not to try."
Her belief is that if students can do higher-level work, even at 14, they should
be helped to enter university. "Focus on their gifts rather than deficiencies. If they are good at reading but bad at maths, let them read about maths. Fill them up with what makes them tick. You can patch up deficiencies when you work on strengths and their self-esteem goes up."
Ms Lim decided to offer the courses to provide a "more affordable" alternative for those struggling in mainstream schools. Her own children did online courses run by private US high schools. These cost US$12,000 (S$15,000) to US$32,000 a year, far too expensive for most families.
She is frank about the fact that she was able to afford it, as a successful entrepreneur who had sold a company. Her husband, Mr Lim Kang Song, 49, is senior vice-president of a software company here.
Her flexible teaching job at SMU also enables her to shuttle between Australia, the US and Singapore to accompany her early entrant kids, who needed chaperoning during their first semester at different universities.
At All Gifted High, she plans to churn out new courses on subjects such as food and programming to seize young and restless imaginations. Over the last two years, the skilled programmer has worked on and patented a system to convert textbooks into e-learning systems at the touch of a button. The system has been licensed to SMU, which has developed it further and will begin test-runs next year.
At SMU, she is known as a relentless innovator who deploys technology to solve problems. Every semester, she dabbles in a new project, often self-financed. In 2006, she offered a Toyota Altis car online to the lowest bidder to study online bidding behaviour as a social experiment.
She also picks at least one hungry student-entrepreneur to mentor each term. So far, she has helped more than 80 students start businesses here and two to prepare for listing.
Tutor accelerator
FROM age five, she helped out at her parents' Queens Crescent wet market chicken stall. She used to sprint with 12 freshly slaughtered fowl to the stall up to 20 times a day.
Home was a one-room Queensway flat. At Tanglin Girls' School, however, poor social skills dogged the middle child. Blurting out all the answers, she was walloped by teachers and shunned by classmates for being noisy and "know-it-all".
From 15, she worked as a typist and tuition teacher, putting herself through university when her father became bankrupt. She earned a lucrative reputation for being able to turn F students into A scorers at PSLE. "Even in those days, I accelerated my students, teaching them ahead of their schools whenever they were ready. When some parents found out their kids could do the whole year's work, some dismissed me. Others recommended me to their friends because they liked what I did to their child's self-esteem," says the Raffles Girls' Secondary and Raffles Junior College alumna who studied mathematics and economics at the National University of Singapore.
Upon graduation, she became a Singapore Airlines stewardess but quit as soon as she realised they "promoted by batch rather than merit". She then joined IBM. But unchallenged by her administrative role, she borrowed its programming books to study at home, and wrote a programme to automate her job. That was followed by four years in programming at Citibank, then a couple of banking software sales jobs, during which she tied the knot and bore three children.
She breastfed all her children during their first year of life, pumping and freezing, amid trips overseas. She would take off after putting them to bed and race home before they awoke, so they never knew she was gone.
In 1998, with only $10,000 and three employees, she co-founded Ebiz Solutions, a company which supplied e-commerce software to the financial industry, Within a month, the firm was profitable. Clients included Citibank, GK Goh and Kim Eng Securities in Singapore, property behemoth Sun Hung Kai in Hong Kong, and Softbank in Japan.
By 2001, the company - renamed 3rd Frontier - had grown to 400 employees in seven countries. After giving birth to her fourth child, she sold the company for an undisclosed sum. She then became the regional managing director of business performance management software company Hyperion Solutions, CEO of online payment service provider iQB, a subsidiary of Singapore Technologies, and a mother for the fifth time.
In 2004, on the cusp of her biggest deal ever, she resigned. Her father-in-law, who used to help take care of her children, had died, and her mother-in-law had fallen into depression.
It was a climb-down at first, going from CEO to teaching business in a polytechnic and tending to five kids. "It was a revelation. I had to relearn how to live," she remembers.
The next 10 years saw her tearing her hair out deciphering her daughter's tearful refusal to go to school, as well as imploring school officials to take in her son, who was disruptive in class.
When they refused, she homeschooled him and discovered he was "profoundly gifted" with an IQ in the top 0.001 percentile. She helped him apply to university and accompanied him for one semester, doing the work herself to demonstrate how to participate and pay attention in class.
In business parlance, she assesses her past decade as "a good investment". She put four children into university. Three of them are currently national-level athletes in various countries. Her eldest, now 19, is serving national service here and midway through his digital media master's degree in Boston. He already has two degrees in animation and fine arts and wants to be a cartoonist.
Her second child, a 17-year-old, is graduating soon with a psychology degree from Australia and plans to work in mental health. Her third, aged 15, is reading music and maths in an Australian university and hopes to open a restaurant.
Her fourth, now 13, a second-year liberal arts undergraduate in the US, is set on becoming a programmer. Her youngest, now 10 and enrolled simultaneously at a primary school in Australia and high school in America, hopes to be a sportsman.
She has few regrets. "These past 10 years, career-wise, have been a wilderness. I don't get to do the things that I'm very good at for a career. But I get to do the things that I love most as a mother," says the Christian who bakes, sews, and cooks every single meal, and has no maid.
Her role model is US First Lady Michelle Obama because "it is much harder to be a good submissive wife who puts husband first than a career woman".
Unusual house rules
FORSWEARING tuition, Ms Lim takes an atypical approach to education. Her children, who all scored within the top 10 per cent in the PSLE, are taken out of school supplementary classes that drill students for exams.
"Whatever you can teach in six hours, teach. After that, I want my kids home," she declares. The children make handicrafts to sell on the Internet, write books, do sports and work during holidays.
She resists piling on homework. "No moving targets. If they finish the agreed pages, I don't push them to do just a little bit more. Trust is hard to earn back once it's lost."
Her belief: maximum free time and minimal stress. "When others were swimming 11 times a week, my kids swam three times a week. I don't hothouse or overstretch them. I believe that if you don't push and you keep that passion alive, it will be reignited one day. And they will go further because they are going by themselves, not because you pushed them."
Ultimately, she wants to remake what it means to be a good mother. "A mother's job is not nudging your kids to conform to what the world thinks they should be. It's about helping them find their calling in life and supporting them through their endeavours, whatever it is. Even if it's to be a plumber."
Her advice to other mothers here
"First, don't have the herd mentality. Don't chase after things just because everybody else is. Know your children, listen to their hearts, see what they love to do, then guide them to develop their passion. Supporting them is easier than dragging them along."
What ails child talent here
"We have a lot of talent in Singapore, be it sports, music or academic. Unfortunately, many kids don't get to pursue anything to their fullest potential. Often, they are dragged left, right, centre in trying to do everything and be a jack of all trades. And then they become disillusioned."
http://www.straitstimes.com/the-big-story/case-you-missed-it/story/giving-bright-kids-head-start-20130728
Money and Wealth - Blibical Money Code
Posted in on byLook well into the matter of investing. And doing what is needed to increase your wealth?
Will you grow your talents and resources so that you can bless others?
Playing it "safe" can be extremely perilous.
We must look well into the matter of money.
"Look well into the matter"
12/12/12 system.
Avoid the love of money.
Not bury our talents.
50% of the parables spoken by Jesus was about wealth and money.
Matthew had a parable about the servants receiving talents from the master.
Sir John Templeton - moved out of Wall street to be away from the noise so he can make his own judgement and decisions. He took this search one step further with his faith, "If you begin with prayer, you will think more clearly and make fewer mistakes."
Their wealth came from being wise investors who didn't love money, and always looked well into the matter.
Saver -> Investor -> Philantropist
Malachi 3:10 -
"Being the whoe tithe into the storehouse, so that there may be food in My house, and test Me now in this. "
1. Strong foundation
2. Fundamental Analysis
3. Technical Analysis
Trend analysis, moving averages and long term charts.
RSI - oversold or overbought.
“Don't let the opinions of the average man sway you. Dream, and he thinks you're crazy. Succeed, and he thinks you're lucky. Acquire wealth, and he thinks you're greedy. Pay no attention. He simply doesn't understand.”
“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.”
"They key is to work extremely hard for a short period of time (1-5 years), create abundant wealth, and then make money work hard for you through wise investments that yield a passive income for life."
From another website:
A Biblical Perspective of Money and Materialism
According to Matthew 6:19-24 the citizens of Christ's Kingdom don't love money: they do not lay up
for themselves "treasures upon earth" (v. 19). They refuse to serve money because they know it's
impossible to serve both it and God (v. 24). If you have committed your life to acquiring wealth, you
are not a servant of God. If you are a friend of the world, you are an enemy of God (James 4:4). If you
love the world, the love of the Father is not in you (1 John 2:15 ). Matthew 6:25-34 adds that
Christians are not to be preoccupied with the necessities of life. They know God takes care of those
things vv. 31-32).
The Blueprint for Biblical Economics and the... |
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